Daily Update News

Thursday, January 22, 2009

Software To set the desktop icon display

A large icon on the desktop that there could be enough with the display. Moreover, if the location icon is not the neat.

By using the Shock Desktop you can easily set the position or location on the desktop icon. There are a variety of layouts that you can select, such as circle, ellipse, heart, star, and so on.

To change the layout icon you can click right Shock Desktop icon located in the systray, and then click the Desktop Icon Layout.
If you're not trying Shock Desktop, you can download here

Other Download :

Task management with Mini Task

Free Download Daemon Toll 4.30.3 Lite

Free Download WindowBlinds 6.30

Free Download Joomla 1.5.9

Window 7 Public Beta Direct Download Links

Free Download UxTheme Patch for Window 7

Free Window 7 Transformation Pack Download

Free Window 7 Themes For Vista and XP

New P2K driver V3.0.8

by : lutfi
source : klik-kanan.com

Mobile phone to New 'Weapons' to Cooking

Santi Dwi Jayanti - detikinet
Development of the kinds of smartphone technology is likely to go to the kitchen. Mother-housewife to a professional chef is evidence that using sejatinya to communicate this as a 'weapon' mainstay for cooking.

But certainly not as a tool in the kitchen cooking, but to support the cook through the features and applications in this smart phone.

One of them is the usual housewife is to use the phone to save the shopping list, recipes, new recipes, photographs of their cuisine, to be a reminder for the time they cuisine.

But for those who have advanced, they can consult about the cook through a short message or instant messenger with friends or family.

Some applications are free to paying consecutive simplify the use of mobile phones to support the activities of the chef in the kitchen. But it never previously terbayangkan.

A professional chef in San Francisco called Chris Cosention this, for example, he is very loyal to own the iPhone have iConvert applications. Through this application, cited detikINET from the Ny Times, Thursday (22/1/2009), he need not be bothered again adjust the dosage spices that she used for each dish that he created.

Sites that support the movement 'chef awake IT' is one of BigOven.com. In addition to have around 167,000 prescriptions, visitors can also download the application free of charge here.

Although this application is still only to iPhone users, but this site has been visited more than a million times since perilisannya in October last year. Founder, Steve Murch said, "this site is like YouTube, but for prescription-prescription."
(Ash / faw)

Rupiah Morning Ride 25 Points

Jakarta, (ANTARA News) - The exchange rate of rupiah against the U.S. dollar in the inter-bank spot market, Jakarta Thursday morning rose 25 basis points for each Rp11.175/11.235 into U.S. dollars, compared Rp.11.200/11.225 closing the previous day, as the market began to release the foreign currency.

"However the U.S. dollar offshore action is still relatively small, so the dollar has not increased since the big decline last week so that its position had fallen on the Rp11.000 per U.S. dollars, said Director of Retail Banking of PT Bank Mega Tbk, Kostaman Thayib in Jakarta on Thursday.

Kostaman Thayib, said it improved the rupiah, because the rate is time to find happiness after an increase big enough.

"We estimate the rupiah will return menguat, because the market is concerned global economic growth more difficult after the president elect Barack Obama in his speech does not offend the stimulus package of infrastructure sector," he said.

United States earlier issued a plan to fund the infrastructure sector Stimulus package of 850 billion dollars plus the tax-cutting as much as 300 billion fund and talangan (ballout) of 350 billion.

According to him, the market is concerned with the absence of a statement from Barack Obama the global economic growth will be more serious, because the effort to support the reduction in the global financial crisis increasingly thin. (*)

source : kompas.com
Translate by : Me

Task Management with Mini Task

MiniTask is a free and easy-to-use application for managing your day to day tasks more efficiently and easily. It helps to organize your tasks better. It supports many useful features like drag ‘n’ drop reorder, alarm timers, printing of pretty task sheets, copying tasks from and to other applications etc. MiniTask is an Adobe AIR based app, so requires Adobe AIR runtime for working.

Features of MiniTask;

Add, remove, edit and reorder tasks
Quickly edit labels and task states
Set tasks done/undone
Setup reminders
Copy/Paste tasks from/to E-mails, Word, Excel etc
Print pretty task sheets
Configure smart application settings

The application also supports keyboard shortcuts creating tasks and also for other jobs. MiniTask is fully customizable, free and available for Windows, Mac OS and Linux.

Download MiniTask

by Nirmal

source : nirmaltv.com

Wednesday, January 21, 2009

Make FireFox More Fast With Add-on Tweak Network

Are you a user's browser Firefox? There are many ways to make your Firefox work faster, you may have read a variety of tips on the Internet to make Firefox faster. Well, now kang Rohman will give a fireox tips to make you faster is to install the add-on Tweak Network. To get the add-on Tweak Network is very easy, you download live here!

How very easy to use. After you install the add-on Tweak Network please follow the following steps:

1. your firefox
2. Click the Tools menu. After the exit option, please click the Tweak Network Settings.

3. Click the Power button, then click the Apply

4. Click the OK button
5. Done.

Hopefully with the addition of Tweak Network Add-on is firefox you can run more than usual.

By Kang Rohman
source : kolom-tutorial.blogspot.com

Tools to combat virus

You have a bad experience with the virus? . Some of this equipment may be able to help.
Based on experience, this tool-tool that when combined can be very effective to combat the virus. Tools are:

SMADAV - powerful anti-virus made indonesian

The problem is a virus, here is the solution.
Fell ill a computer virus? USB Flash exposed to the virus? Brontok? Use Antivirus indonesian children made, powerful and fast. Download for free, so download it now!

3 Online Business Strategies !

According to Porter, there are 3 common strategy which is used company or business. 3 I discuss this strategy related to the online business. Following the strategy and its discussion:

1. Cost Leadership Strategies

This strategy is known by the name of the benefits of cost strategy. The meaning? Yes .. you can win the competition because you have a product with a cheaper price than your competitors. Cheap does not mean not qualified, the quality of the product must still try to keep your business as a professional so that your customers remain loyal to your products. Usually, this strategy is used if the product you are selling a lot of products or products that are sold by many competitors.

Consumer products are usually very sensitive to price, so prices are slightly more expensive than your competitors so quickly it will turn your customers to other hearts. This applies if your products in general have the same specifications to the products sold by competitors.

For example, you have a product that is an e-book contains information "on how to create a blog through blogspot.com" see if the e-book that you have not much different from the content of the e-book competitors, your competitors, the price is a factor that determine for prospective buyers in deciding whether they want to buy your products. Therefore tentukanlah price for the product you may semenarik.

2. Differentiation Strategies

Now what if you have a product that is unique or different from your competitors? If so then the strategy you use must also be different. Do not play in the price. But try your attention to the advantages or unique products that you offer to potential buyers.

Price is not the main candidate for the buyer in the context of this strategy, you do not mean consumers sensitive to price. Whatever the price you offer, provided you have a product that is unique and have differences of products offered by competitors and other products you will be hunted buyers. Do not think that you have a product that must be 100% different than your competitors. Unique does not mean your product is good, but rare is the unique creativity.

For example, a product that is the same e-book contains information on how to create a blog on blogspot.com. Same product but you can provide a unique product in a way to provide information that can be understood by readers in a short time. For example you can change the title of your e-book to "How to Create a blog on blogspot.com in 15 Minutes." So after you change the title on the course, you also need to change the information in the e-book you read so well and easily understood so that the title does not deceive buyers your product.

3. Focus Strategies

Third strategy is discussed strategy Michael Porter is the focus. Where is the product that you must have a consumer focus zero. Usually you are customized products and product candidates in the consumer segment is also not usually sensitive to the price.

For example, you have a website that sells t-shirts-shirts for uniforms, corporate or sports clubs. Well, if your products are tailored to the consumer demands the product you mentioned customized product. In this strategy you usually have to zero in the consumer products you use.

The three strategies are used in accordance with this type of product you will sell. But not closed the possibility you can combine two or three strategies above. Approximately what is the appropriate strategy for your products?

by: anang
source : artikelweb.blogspot.com

Microsoft Tweaks Hardware Ratings For Windows 7

By Mark Long

Microsoft says it has included new PC configurations in its hardware ratings for Windows 7. The Windows Experience Index has two more categories than the ratings for Windows Vista and 7.9 is now the highest score. Microsoft said the WEI now includes new technologies, including sold-state drives, multi-core processors, and graphics adapters

Microsoft

says it has tweaked its Windows Experience Index (WEI) for Windows 7 to take into account new PC hardware configurations. Introduced with Windows Vista, Microsoft's PC rating system is compiled by measuring the relative capabilities and configuration of each machine's components.

The goal of WEI is to help consumers buy hardware, programs and software matched to their computer's score. The WEI does not measure the interactions of components under a software load, but rather characteristics of the hardware, noted Microsoft Senior Vice President Steven Sinofsky.

"As such it does not -- nor cannot -- measure how a system will perform under your own usage scenarios," Sinofsky said. "Thus the WEI does not measure performance of a system, but merely the relative hardware capabilities when running Windows 7."

WEI Scoring

For Vista and Windows 7, the five areas scored include processor, memory, general desktop graphics, gaming graphics, and primary hard disk.

"The overall Windows Experience Index is defined to be the lowest of the five top-level WEI subscores, where each subscore is computed using a set of rules and a suite of system assessment tests," said Michael Fortin, an engineer in Microsoft's Windows Core Operating Systems Division.

PC buyers will be able to follow some general guidelines to understand the experiences that a PC with a given score range can be expected to deliver. "These Vista-era general guidelines for systems in the 1.0, 2.0, 3.0, 4.0 and 5.0 ranges still apply to Windows 7," Fortin said.

Though the scoring areas for Windows 7 are the same as Vista, the actual rules for scoring devices have changed "to reflect experience and feedback comparing closely rated devices with differing quality," Fortin explained. This makes the WEI more indicative of actual use, he said.

New Levels

Moreover, scoring levels 6.0 and 7.0 have been added to Windows 7 -- with 7.9 the maximum possible score. The two new levels were designed to capture the rather substantial improvements seen in key technologies as they enter the mainstream, including solid-state disks, multi-core processors, and higher-end graphics adapters, Fortin said. The amount of memory in a system is also a factor.

"Of course, adding new levels doesn't explain why a Vista system or component that used to score 4.0 or higher is now obtaining a score of 2.9," Fortin said. "In most cases, large score drops will be due to the addition of some new disk tests in Windows 7."

For gaming users, Microsoft expects systems with gaming graphics scores in the 6.0 to 6.9 range to support DX10 graphics and deliver video at frame rates of 40 to 50 fps and a resolution of 1280x1024 pixels, Fortin said. "In the range of 7.0 to 7.9, we would expect higher frame rates at even higher screen resolutions," he added.

Microsoft's new WEI scores also are intended to help game developers decide how best to scale their experience on a given system.

"Graphics is an area where there is both the widest variety of scores readily available in hardware and also the widest breadth of expectations," Fortin said. "The extremes at which CAD, HD video, photography and gamers push graphics compared to the average business user or a consumer -- doing many of these same things as an avocation rather than vocation -- is significant."

source : toptechnews.com

Other related articles :

- Windows 7 will be in a free by Microsoft
- How to Change the Windows 7 Default Control Panel View
- How to Customize the View in the Services Window in Windows 7
- Free Windows 7 Transformation Pack Download
- Free Windows 7 Themes For Vista and XP
- 20 New Features of Windows 7
- Free Download UxTheme Patch for Windows 7

Removing the virus HTML.Redlof.A file Desktop.ini & Folder.htt

Redlof is a polymorphic virus that is able to hang himself every email sent from a computer virus that has infected this not through the attachment included. So this virus does not need to disguise himself as an attachment to spread. The virus, also known as HTML.Redlof.A is very possible. Although it does not cause loss of data and information, but it will disrupt the performance of the computer.

The spread of the virus is done through the script. The script copies the files into the berekstensi. Htm,. Html,. Vbs,. Asp,. Htt,. Jsp on the hard drive. When someone execution of the file, the script will automatically copy the script into a file that is other. And so on. This process will continue to take place if the files over executed.

Vbs / Redlof.A @ m run through the messages that have been affected by this virus, through vulnerbility security on the Internet Exlorer regular known as Microsoft VM ActiveX Control Vulnerability. More information about this case please open Microsoft site: http://www.microsoft.com/technet/security/bulletin/ms00-075.asp

Menginfeksi this virus can file a berextensi as "htm", "html", "asp", "php", "jsp", "htt" or "vbs".

Redlof also drops several files menginfeksi such as:

\ Program Files \ Common Files \ Microsoft Shared \ Stationery \ blank.html
\ Windows \ System \ Kernel32.dll
\ Windows \ web \ kjwall.gif
\ Windows \ system32 \ desktop.ini

"blank.html" is used to replace the default stationari in Outlook and Outlook Express through the system registry, which cause each message sent by this computer will contain the virus load.

"Kernel32.dll" is used to make the system registry to save the virus to run the operating system to restart:

HKLM \ Software \ Microsoft \ Windows \ CurrentVersion \ Run \ Kernel32

So if the above have been infected file2, automatically and quickly the virus spread and menginfeksi on the computer and other computers.

Download Removel tool

http://www.gdata.pl/kmdownload/download.php?op=getit&id=61

http://www.softpedia.com/get/Antivirus/Redlof-Remover.shtml

Small business gets $120,000 phone bill after hackers attack VoIP phone

A SMALL business has been landed with a $120,000 phone bill after criminals hacked into its internet phone system and used it to make 11,000 international calls in just 46 hours.

WA Police Technology Crime Investigations detectives said thieves were targeting Voice over Internet Protocols (VoIP) PBX systems.

Thieves can exploit the call-forward function and run up huge international phone bills, Sergeant Greg Lambert said.

A small Perth business reported its VoIP PBX telephone system was hacked by an unauthorised user who used it to make more than 11,000 international phone calls in a 46-hour period this month.

"This business was alerted to the crime when they received an invoice from their service providers that was in excess of $120,000 as a result of this security breach," Sgt Lambert said.

Detective Sergeant Jamie McDonald said the business owners had a total bill of $150,000 racked up by the hackers between June and December last year.

Up to 115,000 international mobile calls were made using the small business's VoIP system over those six months.

Det Sgt McDonald said such frauds were not uncommon but the large bill for the small business had come as a surprise to police.

It was possible the fraud was committed by a shonky service provider offering affordable international calls to consumers and then rerouting them, Sgt Lambert said.

It may also have been fraudsters using the system to run a fake call centre, Det Sgt McDonald said.

Businesses should invest in security software to protect themselves from this type of fraud, Det Sgt McDonald said.

"Most businesses are prepared to install firewalls on their computers but fail to extend that level of security to their phone systems," he said.

source : news.com.au

Friday, January 16, 2009

Free Download Daemon Tool4.30.3 Lite

Description:

UPDATED VERSION!! SPTD1.56 INCLUDED!

DAEMON Tools is an advanced application for Microsoft Windows which provides THE best optical media emulation in the industry.
!! THIS VERSION SUPPORTS 32 AND 64 BIT OS (Microsoft Windows XP, Windows2003, Windows 2000, VISTA) !!

MD5-Checksum: DC10EB942C6995D137788ECB087D304B

Size: 7410 KB

To Download Click Here

Website : www.daemon-tools.cc

Keyboard Shortcut Keys for Windows 7

Windows 7 Beta has been released and downloaded by millions of people already. Just like Vista and XP, Windows 7 also has many keyboard shortcut keys which helps to improve the speed and productivity of your work flow.

Here is a list of all the new Windows 7 keyboard shortcut keys which will be definitely helpful for all Windows 7 users.

Win+UP Arrow | Maximize the current window
Win+Down Arrow | If the current window is maximized, restore it; if the current window is restored, minimize it
Win+Up | Maximize Window
Win+Down | Minimize Window
Win+Left | Snap Window to left
Win+Right | Snap Window to right
Win+Shift+Left | Jump to left monitor
Win+Shift+Right | Jump to right monitor
Win+Home | Minimize / Restore all other windows
Win+T | Focus the first taskbar entry, similar to ALT +TAB
Win+Shift+T | Same as above in reverse order
Win+Space | Peek at the desktop
Win+G | Bring Gadgets to the top
Win+ [Num] | Launches the numbered app running in the Super bar
Win+P | Connecting displays to computers and switching from single monitor to dual|display
Win+X | Mobility Center
Win + + | Zoom in and out of Windows
Win + | Zoom in and out of Windows
Alt+P | Show/hide Preview Pane in Explorer
Win + Tab | Windows Aero Task Switcher
Shift + Click on icon (Taskbar) | Open a new instance
Middle click on icon(Taskbar) | Open a new instance
Ctrl + Shift + Click on icon (Taskbar) | Open a new instance with Admin privileges
Shift + Right|click on icon (Taskbar) | Show window menu (Restore / Minimize / Move / etc)
Shift + Right|click on grouped icon (Taskbar) | Menu with Restore All / Minimize All / Close All, etc.
Ctrl + Click on grouped icon | Cycle between the windows (or tabs) in the group
We will make sure to add more Keyboard shortcut keys for Windows 7. Till then stay tuned and Subscribe for our Rss Feeds.

source : .sizzledcore.com

Prevent the virus from active autorun.inf with USB Firewall

As already known, the spread of the virus comes from the majority of flash or other USB-based media. One way to prevent this facility off the windows autorun (previous articles). T But for those who want the other way or you want to add more secure so that software can use this free, USB Firewall.

Applications made in this Net-Studio, and even simple, but according to his name, is able to prevent the program running without us from the media such as flash.

USB FireWall will block all mem-virus and other programs that try to run away through Flashdisk, when we install Flashdisk on the computer. This application will run in the background (back) and will soon give a warning / alert if there is an application running through autorun. Next on the program before we can stop and delete the file.

Unlike antivirus, firewall does not need a USB update, not detect the virus because it detects the trigger, but the spread of the virus. USB Firewalls can also be used to clean the other disk partition (eg drive D: E: and other) of the applications that take advantage of this autorun.

Operation

Once the program is installed on, the application will run in the background. If there are any flash or USB device that is installed and have autorun.inf file or program you want to run without us, the program will be active and to inform users. Then we can select the option / menu that has been provided.

Autorun.inf Show button, to display the contents of the autorun.inf file. So that we can actually know this file will run the application. About autorun.inf, can read the article about The closer Autorun.inf
The Delete key to remove the autorun.inf file and other files that can be associated with it.
Cancel button, to ignore the process and leave if there are files / applications that will run through autorun.inf
Minimize button, to return the program running in the backround (back), after showing us the Delete key or click Cancel

USB Firewall also provides menu / All Clean Partition button to scan for and delete files such as those in autorun disk drive (drive-cleaning drive from the autorun file)

USB Firewall 1.1.3 can be obtained / download at the following link: USB Firewall 1.1.3 (4.6 MB). Website authorized (net-studio.org) also provides the download link, either in the form of exe or rar, but after I try, two links that can not be provided in the download.

Can use other alternative for Flashdisk MxOne Antivirus, which can read the article: Antivirus free special Flashdisk and USB-based Media

source : ebsoft.web.id

Thursday, January 15, 2009

The steps to be top 10 google SEO

The steps to be top 10 google SEO
1. prashe specify the keyword for your web (use help wordTracker for 2 to 4 words)

2. a group of pages, (you better have 20 pages of web shorts on 5 pages long I), most bloggers
see a post ampe down the length of the earth because the spider .. google only have little time
check the web for you ..

3. optimization page:

- Go in
- Enter keyword on "title" theheading and for each page
- Enter keywords in "H1" and "H2" the text link. do not try using "click here"
(that means google told employees to stop checking your web) employees?

4. connect each page of the Site Map page. (you should have internal links in the web for you, remember the topic should be the same)

5. you to register web directory (Open Directory Project) ni address
http://dmoz.org/add.html.
6. do reciprocal link request

you create a special page for sharing the link, not on the main page, the same you ja suicide.
created on another page you are a link with the main page using java scrip. know why? let our
page rank g leak. Google will punish us I do not put a link with one topic us (that is why I install
g link in this post) but How should a java scrip? because oh om because google can not read java
script.

7. That should not be done in
- Do not use the page on to your website. Google will punish I use a web page diversion.
- Do not use the entrance to the server or create a free page mini-site.
- Do not repeat the keyword-re!, You keep the keyword density 20% if not google will be
considered spam.
- Do not use hidden text on your site, such as using color white in the background, search engines
will consider it spam.
- I do not use the text with small font you are small, and use jgn the link is hidden because the
image will be considered spam avoid the use of frame -
- Do not you use a complex image maps, or do heavy flash animation in your web especially in
the home page.
- Do not use click here as a link, because google will cut website you,
- I do not have any link is broken (for the blog put a link blog, his blog dah die dispose quickly!)

see also
3 Ways to Add Visitors Blog or website

inspired from rahmat putra
By : Me
source : .mypcholic.com

Three-way Business Strategy

What is that Microsoft continues to make successful? Then why Nokia is able to become a cell phone product that most beloved of the consumer? And what makes the BMW for decades continues to be the icon on the prosperity of the people? Learn from the success story companies are global leaders in serving customers, it seems there are a number of wisdom that can be quoted. Main lessons that can be taken is this: that the process must serve customers that begins with the choice of the correct strategy. In other words, the process of serving the needs of customers are not suddenly appear out of the sky, but it must diselaraskan selection strategy with the company (corporate strategy), which has been disconnected.

In the context of this moment there are three strategies that acapkali applied by companies world-class. Jurus the first choice is a strategy that focused on product leadership (the benefits of the product). Companies in this category is always working to create products with premium quality, and always one step ahead of competitors' products. They do not shrink from removing the funds for the R & D for the creation of its products ciamik. Intel is famous for its Pentium series may be the most perfect example for this category. Or also companies such as Louis Vuitton adibusana popularize the product with its bags. And of course, we must appoint a BMW and Ferarri, two automotive manufacturers that create products legendary enamor nan.

Jurus strategy is the second choice oriented operational excellence (operational excellence). The companies in this category, which is the main business processes to build super-efficient. Hopes, with the efficiency of this process, they suppressed the production costs, and ultimately will be able to sell their products more price competitive. Dell, the computer company's home is Texas, is a sample that is feasible in this category. With the business model and a very efficient, they can create products with the price of desktop komptetitif more than its competitors, such as IBM and HP.

Jurus the last option is a strategy based on customer Intimacy (intimacy with the customer). The companies in this category, which is the main building intimate relationships with its customers, with the hope that relations will be created imperishable. Many companies in the field of hospitality and also the flight melakoni strategy to build loyalty for the pelangggannya. Harley Davidson is also very well have a remarkable relationship with the intimate users, so they can build a very intense fanaticism with millions across the penggemarnya Jagat.

Of course, many companies that also combine a variety of the moment, and not just focus on one moment. Honda, for example, than have known products are superior, also known as the business has a very efficient. Similarly, Singapore Airline. In addition to the airline that has a product ciamik, they also have expertise in building intimate relationships with its customers.

Thus, the three business strategy that moment be feasible. Aligning the moment when dipentaskan with a high precision guaranteed PLAYERS will bring the benefits of the ship.

by:Yodhia Antariksa
source : /strategimanajemen.ne

Keek Obama Cars, Obamamobile

"Obamamobile.", Any name, the new U.S. president Limo get this much attention to the look and technology secret. Limo is the official name itself is a "2009 Cadillac Presidential Limousine," and specifically made by General Motors for the Secret Service.

Cars presidency will be used during the January 20 inauguration Obama future. GM actually made some Limo, but the exact number is not known. Which is also not known by public, but some people in the Secret Service and the GM, is the specific detail of the design Limo.

Most are considered confidential. This includes weight and even the size or type of engine. Is notified that one: that Limo is equipped with a CD player and 10-disc interior made of leather sewed by hand.

Limo windows in the newspaper is greater than the Cadillac DTS used president Bush. Of course the window antipeluru. Limo also coated protective thickness of at least 5 inches, and the inside can diisolasi from the outside.

Details Limo, car presidency would be like this:
- Pelapis steel made of titanium, aluminum, steel double hard, and even ceramic.
- Camera view of the night (night vision).
- System fire on board.
- Tier 5 inches of steel that cover the bottom of the chassis.
- Ban the strengthened with Kevlar, antisobekan and leak, with the fringe at the bottom of the steel.

Limo is the 6.5 liter diesel engine that can gobble gallonnya per 8 miles, which means not as efficiently as the Ford Escape Hybrid owned Obama. This newspaper Limo price estimate reached 460,000 U.S. dollars.
YouTube - The 2009 Cadillac Presidential Limousine

talam
source : forum.kompas.com

10 ways to save money in 2009

By Sharon Epperson
You bought a home to build wealth. It's your greatest asset. But now even if you can afford to pay the mortgage, your home is worth less than you paid for it. You've dutifully socked money away in your 401(k), IRA or another retirement account and the value of those investments has dwindled. Those credit cards? You know you should pay them off, but the interest rates are rising at the same time you're trying to whittle down the balance.

The financial pain for many Americans is intense, but would likely feel less acute if you had enough savings on hand. If you had money you could get to at any moment, it could cushion the difference between your income and your expenses, especially if you've been laid off.

Unfortunately, the 2008 National Foundation for Credit Counseling (NFCC) Financial Literacy Survey co-sponsored by MSN Money revealed that the majority of people don't have a sufficient emergency fund, defined as three to six months' income saved. More than one-third, or roughly 76 million adults, say they do not have any nonretirement savings. Although the majority of people are currently saving for retirement, more than one-quarter aren't saving.

Here are 10 ways to save in 2009. First step, start small.

Save for one month's expenses. Put 10% of your take-home pay into an interest-bearing savings account. Plan to have saved at least one month's worth of expenses — or better yet, one month's salary — by the end of the year.
Shop around for the best rate. The bank where you have your checking account may not offer good interest rates on a savings account. Compare rates at sites like Bankrate.com and SavingsAccounts.com. Make sure the institution is FDIC-insured. You can open an HSBC Direct online savings account with just one dollar and earn a 3% rate. No minimum balance required.
Make direct deposits from paycheck to savings. Some employers will allow you to designate several accounts for your paycheck. Have at least 10% of your paycheck directly deposited to savings, the rest to checking to cover monthly bills. If you can't do direct deposit, have the money automatically taken out of your checking account every month on payday.

Still not finding enough dollars to put into savings? Look harder. Here's how:

Cut back $10/month on 15 expenses. Examine your monthly expenses and see what you can cut out or cut back. If you could carve out $10 a month out of 15 different spending categories, you'd have $150 a month to go into your savings account. That means that in 12 months, you'd have built up a cushion of $1,800, which should see you through most short-term emergencies. (According to Consumer Reports, just brewing your own 16-oz. cup of coffee can save $350 a year.)

Put your raise, refund, monetary gifts right in the pot. Pretend you never received that windfall, however large or small. Since you weren't living on that money before, don't depend on it now. Use an income tax refund, if you're fortunate enough to get one, as the seed money for your savings. Perhaps it'll give you the funds you need for the first month of expenses, but remember your ultimate goal is to save for at least six months' worth.

Start saving for the holidays now. You probably did all of your holiday spending in the last six weeks — or less. Tally up your expenses for this holiday season, including gifts, travel, entertaining. Divide the total by 10 and contribute that amount to your savings each month from January to October. Next November you can start spending that amount, paying cash for your holiday purchases.

Reduce 401(k) contributions and put that money in savings. Continue to contribute enough money to your company's 401(k) to receive the matching contribution, if offered. But if you don't have sufficient cash savings, don't put in any more than that amount. Direct the excess percentage to your savings account. Don't suspend 401(k) contributions altogether, because it's still tax-deferred savings — a big plus. Just make sure you're able to put at least 10 percent of your take-home pay into cash savings. If you put in that amount, you may want to reduce your 401(k) contributions.

You'll also need to set goals for saving this one-month sum and then getting at least three to six times that amount into your cash savings account.

Here’s how to do it
Designate savings for "emergency" only. Many people regularly deposit money into savings only to pull it right back out. Define what constitutes an emergency, and don't touch the money unless it meets the definition. Also, don't keep your money in a checking account, as that makes it too easy to access.

Define your ultimate savings goal or goals. You need to start small, but don't forget the bigger picture. Ideally, to have a really comfortable cushion, you'll need to save at least three to six months' worth of income. In this economic environment, it's wise to set your savings goal at the high end of that range. Once you have your emergency fund in place, you may want to start a "car fund" or "house fund" or "debt reduction fund." Keeping different funds for each purpose can help you see how close you are getting to obtaining those specific goals.

Make saving a family affair. Set a family goal as well. Have your older children set a target of how much they plan to save (from baby-sitting, working at the supermarket or ice-cream store). Younger children can help you gather and count loose change and go with you to the bank to make the deposit. Let everyone know there will be a reward when the goal is met — a pizza party or night at the movies.

Finally, don't be afraid to ask for professional help. If you can't work out a budget on your own, go to a workshop or seminar at a certified credit counseling agency or hire a certified credit counselor. Find one that is certified by the National Foundation for Credit Counseling at www.debtadvice.org.
source : .msnbc.msn.com

Optimal Secret Windows XP with Empty Hands

Windows XP operating system has many features and components embedded in the operating system. But some of the features that do not need to use Windows XP, but still make loading into the computer system.

Run Service.msc (module default Windows XP)

Windows XP loading of the module to complete the program with the goal to make the operating system is always ready available. Unfortunately not all people who need the program module of the system diloading Default WinXP. Besides eating resource memory module for the first time when running computer to work, sometimes even make the Windows operating system became a little more slowly.

Module features a program that does not diperlu can be turned off through SERVICE.MSC facilities.

How:

Log in to the Start and Run and type "service.msc". Then the list will appear from the service module is always the default diloading by Windows XP. To turn off the service module of Windows, both on the image you see on the list of programs and STATUS. Status on the list, you can see if the program Module Windows XP always run the first time Windows is working, or automatically when needed and the last new work does not run at all (Disable)

Below is a list of the components of Windows by default diloading but the possibility is not required for some of the needs (Source Techtree)

Computer Browser
This module to monitor the list of the computer that is connected to a network Network. Computer Browser Module can be turned off when you use the computer at home connected to the network without / LAN.

Distributed Link Tracking Client
Module is enabled to monitor the relationship between NTFS files within the computer itself or jaringn network with the domain name. Function module is only needed when someone requires a link to another computer on a file. Not all people need a link to and from your computer to a file and you can turn off (Disable).

Error Reporting Service
Function module Error Reporting Service is to give a report when the subject of Windows XP. This function is not useful and can be Disable.

Help and Support
Getting support files by pressing F1 to activate. Do you often enough to help, and read files from Windows, turn off this feature.

Indexing Service
Indexes contents and properties of files on local and remote computers aims to accelerate access to files in a way antiran in flexibel. Service is not required.

Net logon
Supports pass-through authentication of account logon events for computers in a domain. If you are connected to the network and a domain. This feature is necessary, but if you only use the computer itself and does not have a domain. This feature can be turned off.

NetMeeting Remote Desktop Sharing
This feature is to provide access to your computer through Netmeeting through Intranet network. If you do not wish to give access to other people, especially with the Remote to your computer. We suggest that this feature is disabled.

Network Location Awareness (NLA)
This module to record and store a list of network configuration and location information. This function does not help, and can be turned off.

Network Provisioning Service
Manages XML configuration files on a domain basis for automatic network provisioning. No need for computer systems and simple home network. Features can be turned off.

Performance Logs and Alerts
Recommended module to record the performance of computer and other activities are recorded on a file (log files). You do not need a headache with the performance of your Windows system, turn off because not many useful for stand-alone.

Portable Media Serial Number Service
Retrieves the serial number of any portable media player connected to this computer. Function module is not useful, and only intended for Windows Media based / compatible ( "PlaysForSure") portable. MP3 users do not need this feature and should be turned off.

QoS RSVP
Delivery network provides the signal and control on the local traffic. Function module with the concept of providing greater bandwidth for the application needs. Fact this function does not impact too. Options can be turned off or remain in use.

Remote Desktop Help Session Manager
Manages and controls Remote Assistance. Its function is not yet known to what, Remote Assistance can be received. Or is not needed and can be turned off.

Remote Registry
To authorize the remote user to modify registry on a computer. Should be turned off.

Security Center
Monitors system security settings and configurations. "Pop-Up Displays down when the firewall, Anti virus has been out o date, or a Windows system update deliberately disabled.
If you always monitor the function to 3 above, this feature can function dimatikan.Karena Security center not only monitor and prevent and better supervise the program directly from you.

Server
Support file server, such as printers, files for sharing or share in the network. Can not be required, if you do not share in the inter-computer network. This feature can be turned off.

Smart Card
Manages access to smart cards read by this computer. You use the Smart Card on your computer. If it is not turned off.

SSDP Discovery Service
Enables discovery of UPnP devices on your home network. "Windows will monitor the hardware system with Plug and Play. It can be turned off if you do not add more devices or other hardware that you use is permanent. But when you use a lot of hardware should this feature remain active.

System Restore Service
Performs system restore functions. Windows can restore the system to restore Windows to the set point when the backup is done. With the system restore will be easier to restore in the case of Windows crashes and malfunction and restore Windows XP to back your time.
It's opinion, the system restore is still faster because the Windows system restore point as the last set. Unfortunately, this system is taking on the storage space. The benefits, you can quickly restore the system with problems WinXP
The choice is between whether your needs using the system restore to restore Windows to the point of determining the set that you do. Or off (Disable) but with the risk, when the crash occurred on Windows you must repeat the install again. Advantage, you get more storage space.

TCP / IP NetBIOS Helper
Provides user experience theme management support for NetBIOS over TCP / IP (NetBT) service and NetBIOS name resolution. Turn off if you do not need to NetBIOS network.

Themes
Provides user experience theme management. For performance reasons, such as the display interface Win2000. This feature can be run through Desktop Property. So there is no reason for this module loaded. You can turn off this feature.

Uninterruptible Power Supply
Manages an uninterruptible power supply (UPS) connected to the computer. It is clear when you use the function UPS need this function, this feature is specific only to the UPS connected to the computer through the COM port. If not, can kill.

Wireless Zero Configuration
Function to provide automatic wireless network adapter. If you do not have WIFI device can be turned off.

WMI Performance Adapter
Provides performance library information from WMI HiPerf providers. Not clear to what, and can be turned off.

Workstation
Creates and maintains client network connections to remote servers. If you are using file-sharing within the network, leave this function is still working. If you do not use the features and sharing your stand-alone computer / stand alone. This feature can be turned off and does not affect the internet connection.

Use the xp-AntiSpy

Utility program is made by http://www.xp-antispy.org. Its function is to avoid the Windows operating system to connect to Microsoft and some functions of Windows tweak that a little more quickly.

Important features in the XP-AntiSpy:
* Increase the maximum connections to 10 for each server. This feature is disabled by Windows, especially on the SP2 patch.
* Turning off the automatic reporting system that is not required
* To turn off the explorer zip file, useful if you are using WinZip.
* Death Messaging service, useful if you use ICQ or Yahoo Chat and other
* Java and ActiveX kill if necessary.

Utilities from some of the xp-AntiSpy, you should be careful when you turn off the function of the Windows program. For example, you must make sure that the options in the Java Script will disable or enable. If not from the Internet Explorer browser can not run properly.

Resolution level that slows Windows XP

This feature classic, with the increase with 32 bit color screen to make Windows a better view. Especially those with high VGA berkeceptan usually maximizes color display with a Windows 32-bit color.

If you feel your desktop screen a little slow, try to change the color display features of 32-bit to 16 bit. In addition to accelerating the performance of desktop, from the screen image is also more responsive. Change the color of the level of 32 bits to 16 bits will reduce the image display on the desktop computer, especially those who need an impression with the quality color images such as photo realistic. If you do not need a screen at the photo editing application and 3D, 16 bit color with the more profitable your screen faster.

Remove the program that are not needed from the start-up

As with other Microsoft operating system, install the program into the hard drive. Generally put some programs such as auto update feature, the driver or program on the additional start-up. Maybe you did not realize bahwar program placed on the Windows start-up is also slow when Windows XP will be used.

To open the program and see what is loaded when you first start working Windows XP. You can type on the Run, with regedit

Regedit function is to see the Windows Registry and change when necessary. Area located in the startup. Or use msconfig to run through the Run.

HKEY_LOCAL_MACHINE \ Software \ Microsoft \ Windows \ CurrentVersion \ Run

Some of the programs that will be loaded on the system beyond the Windows XP Windows XP is placed in the area RUN. Make sure to remove the task of the startup program in the RUN directory is not a program you use.

If you feel unsure work touch the Windows Registry, it's good use programs such as TuneUp adjuvant.

In the picture below is the view TuneUp program with the menu to change the Start-up manager. And disabling some programs that really do not need the time.

Results to optimize the Windows system

With the setup of the service module start Windows XP, Windows will have a greater source memory for applications. So that the application has more memory space. In the picture below is an example of Windows XP that have been in the tweak of unload module. With 1GB capacity that Windows XP is able to minimize the memory is only 100MB.

http://www.obengware.com/tips/2006/optimizewinxp6.jpg

With Windows XP-AntiSpy at least help remove the features of Windows XP that is not needed. Because of the features provided sometimes disrupt the computer work. Playing the color resolution of 32 bits to 16 is only required if you feel does not need an application with the equivalent level color photo on the desktop. With a lower level 16bit color, VGA will work faster than impose the view on the 32bit color.

While turning off the program on the start-up will help shorten boot Windows XP. At least you know why your Windows is very slow when the initial first run.

Risks to the optimization of this article

Use optimization to the way the Service, registry and off the features of Windows XP system can not be separated from some of the risks. You should already know what you do with the biggest risk in the Windows XP you can not work properly until you can not go to the Desktop WinXP.

Do not forget, make changes to Windows XP on your hands, and the risks borne by you. (source: Obengware)
by :ketok

Windows 7 will be in a free by Microsoft

Trisno Heriyanto - detikinet

Microsoft is in the news are prepared to encourage the adoption of Windows 7. a particular user can get it for free.

Yes, this free offer it is reported that Microsoft will be working with the computer manufacturer to its partners. Users who are entitled to free users who want to upgrade from Windows Vista to Windows 7.

Of course there will be requirements that apply to the user. As quoted detikINET from ComputerWorld, Thursday (8/1/2009), Microsoft will offer a discount - even eliminate - Windows 7 for computer users who have purchased the original Windows Vista since 1 July 2009 until the date that has not been determined.

Upgrade program is only valid for the upgrade version of Windows Vista Home Premium to Windows 7 Home Premium, Windows Vista Ultimate Ultimate Windows 7 to and from Windows Vista Business to Windows 7 Professional.

In 2007, Microsoft also offers a similar program called 'Vista Express Upgrade'. But that program was disrupted when the installation CD that Microsoft sent a shipment delays.

Other Article:
- How to Change the Windows 7 Default Control Panel View
- How to Customize the View in the Services Window in Windows 7
- Free Windows 7 Transformation Pack Download
- Free Windows 7 Themes For Vista and XP
- 20 New Features of Windows 7
- Free Download UxTheme Patch for Windows 7

Translate by : Me

Wednesday, January 14, 2009

Clearwire to produce portable WiMAX / WiFi router

by : Darren Murph,
We can't say a device such as this was inevitable or anything, but given how limited the adoption of WiMAX has been thus far in America, it's definitely a win for everyone involved. According to Sidecut Reports, Clearwire will soon unveil a portable WiMAX / WiFi router built by Cradlepoint (prototype pictured), which will utilize a Motorola WiMAX USB stick to enable WiFi-capable devices to gather 'round and surf on the delightfully speedy WiMAX superhighway. In other words, non-WiMAX handsets that have WiFi modules can tap into the WiMAX network (if they're in a lit locale, that is) via this device, which -- if we may say so ourselves -- is a brilliant design move. There's no word yet on when the box will ship nor how pricey it'll be, but this could be just the thing you've been looking for to replace that painfully expensive cable modem at home.

source : engadgetmobile.com

Video Conference with the iPhone

Basically, the meeting with a video conference can be done anytime, anywhere. To be easy, medium is also should be more concise. iPhone, for example.

Well, try these ideas written down in the latest version of Cisco Unified Communication System 7.0 that they recently released in Shangrila Hotel, Jakarta, on Thursday (8/1/2009).

Solutions applications can video conference between the client who has registered to use the network teleponi VoIP, video, and data, which can also be accessed via the Internet and 3G connection Wifi. Peranti used client, not only Basically iPhone, but also other smart phones.

"However at this time for the new iPhone can. In the future, all the smart phone can also be accessed for the video conference," said Prio Utomo as Director of Engineering Technology Cisco Systems, failed when the product demo using a Nokia mobile phone E-type Series.

In the demo opportunity, Harry Aryadi, Cisco System Engineering, consider how the company can convince still get the benefit and convenience of the implementation of the video conference applications.

"It is very easy and simple, such as making regular phone calls," he said. "Companies also do not need to help engineers and enhancements to make a video conference," Harry continue.

Although easy and simple, but the cost incurred to use this application clearly not cheap. Cisco alone determine the price of U.S. $ 180,000 for the full version peranti application. But prices can still go down, depending on the needs.

Cisco itself remains optimistic newest product will be used a lot of companies who want a high mobility, considering the previous version of the application also has been used by some private banks and other financial companies.

Trisno Heriyanto - detikinet
Translate by :Me

Other article :

- Microsoft releases its first-ever iPhone application
- Apple updates Leopard, speeds up MobileMe sync
- Apple: 10 Things It Needs To Do In 2009

Juventus Focus to get Silva

Defanie Arianti - Okezone

TURIN - Juventus increasingly serious intention to bring full security Valencia, David Silva. Juve management has even set up a fund big enough to get their international stars of Spain.

Made after the financial crisis, Valencia in the issue is ready to release a number of players this pilar. Including star duo La Furia Roja Silva and striker David Villa.

In addition to Juve, Silva also received the attention of Premier League giants Manchester United and leaders Klasemen while Barcelona La Liga. However, Old ladies seems to be a strong candidate for a full 23 years.

Sportmediaset as quoted on Wednesday (14/1/2009), the agency Bianconerri it is reported ready to put aside the plan will bring new players and focus to get the signature Silva. Management Bianconerri also mentioned the setting up of funds as much 30 million Pounds Sterling to memboyong Silva Turin to the Olimpico Stadium.

Attendance Silva is expected that, by both the club and Juventini (Juve fans - red). According to them, Silva is the ideal replacement for veteran Pavel Nedvěd half the estimated hanging shoes, the end of next season. Translate by : Me

Tuesday, January 13, 2009

Free download WindowBlinds 6.30

Stardock WindowBlinds v6.3 Build 67 x86 Enhanced Edition
WindowBlinds is a one-of-a-kind utility that allows Windows users to completely change the look and feel of the Windows interface by applying a new skin. There are thousands of different skins to choose from that are freely downloadable from the WindowBlinds website. A WindowBlinds skin can change Windows to look like an alternative operating system, favorite sports car brands, favorite sports team, or virtually anything else. With modern video cards, WindowBlinds can do this without reducing performance. WindowBlinds 6 adds the ability to have ôblurred glassö window borders on Windows XP which allows artists to make skins that could make Windows XP look virtually identical to Windows Vista.

Additionally, WindowBlinds 6 adds full support for customizing MicrosoftÆs new Windows Vista operating system. Everything from Internet Explorer 7 skinning, Sidebar skinning to explorer backgrounds, WindowBlinds 6 skins virtually every element of Windows Vista while making full use of the hardware acceleration features on Windows Vista for maximum performance.
The new version also adds a host of other features including advanced animation support in skins, user-creatable skin sub-styles, a new, easy to use configuration program, user customization options of fonts and colors in skins and much more.

WindowBlinds is safe and easy to use. It doesn't alter any system files and users can switch between the default Windows look and feel and a custom WindowBlinds skin with the click of a button. In addition, WindowBlinds has been tested to ensure it works with Windows Vista, so you know it is compatible, reliable, and more secure.

Stardock WindowBlinds will let you apply thousands of different skins (visual styles) to change the look and feel of your entire desktop. WindowBlinds is so flexible that users can create skins that mimic the look and feel of other operating systems. Even with thousands of different visual styles to choose from, you can customize those visual styles as well. WindowBlinds gives you total control over your graphical user interface. WindowBlinds will let you change the color of your Windows GUI, change your wallpaper, give different windows their own specific look, choose a new Windows taskbar and Start button.

WindowBlinds doesn't just make Windows look better, it can make it more functional. You can create your own skins that add additional buttons to the title bar that provide additional functionality such as roll-up buttons, link buttons, program short cuts, even media player controls. Moreover, because WindowBlinds uses the latest features of your graphics card, it can make Windows even faster than the default Windows XP or "Aero" style.

Features:
* New start menu animation support
* Category filtering on skins in wbconfig
* Tag filtering on wallpapers in wbconfig
* Random skin support
* The ability to save a re-coloring of a skin as a preset
* Advanced HSL re-coloring where you pick a single color and a range in a skin and you can just change that color instead of the entire skin
* Ability to edit the system colors from wbconfig
* Ability to change skin fonts from wbconfig
* Ability to control transparency and blur on start menu, menus, taskbar and window frames. Has some limitations on XP
* Ability to save such changes as a preset
* Vista-Ize me function which sets some defaults to have a more vista like look
* Ability to skin the sidebar
* Ability to edit a sidebar skin from within wbconfig
* Improved WB skin install when handling upgrades of skins
* Ability to alter the mouse over animation speed
* Ability to alter the default button pulsing speed
* Support for explorer background bitmaps
* Ability to use the Aero frames with the rest of the skin
* Blur support in title bars (and menus on vista)
* Lots of new sections for new Vista specific parts
* Including IE navigation arrows, IE tabs, start menu shutdown/lock buttons
* Skins virtually every aspect of the Windows GUI
* Clean and easy configuration dialog.
* Tons of configuration options for users
* Animation supported on titlebars, buttons, and many other elements.
* Change the color of any visual style on the fly
* Per-application visual styles
* Doesn't alter any system files
* Safe, reliable way to change the look and feel of Windows

WindowBlinds 6.30 Release
This release for WindowBlinds 6.30 adds new skinning options for layer blend modes. See the betas of SkinStudio 6.30 to check that out.

Support for a number of blending modes for layers
Breadcrumb bar text positioning no longer changes depending on if the window is maximized
Do not shift text when button pressed skin option (edit in SKS)
64 bit has had some tweaks to handle bad sizing of the addressbar
Shadow effect now works on very transparent things like the diamond taskbar clock text.
source : get4share.com

DOWNLOAD here